Interest rates!!

It just dawned on me that I am losing money!!! WTF!!! I am not doing anything with my money...well, thats the problem. My credit union offers a paltry 0.5% interest. Given that inflation is > 3 %, I am losing money by just letting it sit there. Their asset management account (read money market) is only slightly better at 0.75 %.

So I looked around and found that paypal is offering 4.45% annual yield. I am going to give that a shot and see if I can keep ahead of the inflation curve. But I just can believe how bad these banks are when they earn >4% interest when they loan to each other but give us poor souls a measly 50 percentage points...especially a credit union which is supposed to be not for profit..